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Our Trim review has found that users saved over $1,000,000 in the last month and you can get your saving results in less than a minute. But is it worth using over other budgeting tools? Short answer: Yes.

Why? Well, saving money should be easy. You can now automate it with Trim.

In fact, Trim users saved over $1,000,000 in the last month. Users may enjoy that you can get a saving result in less than a minute.

For example, I effortlessly linked my financial accounts and Trim went to work and this bot saved me $100 easily by trimming my cable bill!

Bottom line: It was able to save me some money. If you are at all interested in saving money, you should be using Trim.

This little bot really found ways to lower my bills and cancel subscriptions. Can Trim work for you? Let’s find out in this detailed Trim review.

Trim

Free

9.3

Cost


10.0/10

Customer Service


9.5/10

Ease of Use


9.5/10

Savings Options


9.0/10

Tools & Resources


9.0/10

Accessiblity


8.5/10

Pros

  • Savings – You can get major savings as Trim cancels unwanted subscriptions on your behalf.
  • Usability – Easy to use interface.
  • Price – It’s free to use and you’ll only charged if Trim can save you money. A true win-win.

Cons

  • Integration – Bill negotiation currently only works with cable and internet providers.


What is Trim?

Trim, available online at AskTrim.com, is a money-saving application that promises people a convenient and straightforward way to gain control over your finances and improve your financial health.

Trim helps you save money on autopilot by:

  • Canceling subscriptions. Trim sends you a list of your current subscriptions and you can cancel the ones you don’t use.
  • Save on your internet and utility bills. Trim bot negotiates your bill on your behalf and gives you money back in your account in the event of an error.

trims savings
An example of what it looks like if Trim is able to negotiate savings on your bill.

  • Track your expenses. Easily find out how much you spent this month by asking Trim.
  • Pay down your debt (new). Now you can pay down your debt faster with TrimPay! It’s the easiest way to make additional payments to your credit card—saving money on interest and getting out of debt faster.

You get started with Trim by signing up and connecting your Messenger account and then linking your credit card accounts.

Once you log in, there are a lot of useful features for you. While these don’t save you money directly, they can help you make better financial decisions.

Pros & Cons of Trim

benefitsBenefits

  • Savings – You can get major savings as Trim cancels unwanted subscriptions on your behalf.
  • Usability – Easy to use interface.
  • Price – It’s free to use and you’ll only charged if Trim can save you money. A true win-win.

downsidesDownsides

  • Integration – Bill negotiation currently only works with cable and internet providers.
  • Connectivity – Trim will be discontinuing the messaging services via FB Messenger on January 15, 2020. That means you’ll no longer receive messages like Large Transaction Notifications, Overdraft Warnings, or Bill Payment Reminders.

Trim Money Savers Include

Here’s what’s inside:

  • Spending analysis. Trim’s spending analysis lets you compare your spending month-by-month, by exact date, and even by category. I found the exact date feature pretty useful to see if I have any significant one-time expenses coming up.
  • Simple savings. A recent feature implemented by Trim was their own FDIC savings account. Trim pays 1.5% interest. However, Trim charges $2 a month for the account.
  • Budget your spending. You can even set a budget with Trim, which Trim will then keep you informed throughout the month of your progress.

Update: Due to changes to FB Messenger policies, Trim will be discontinuing the messaging services via FB Messenger on January 15, 2020.

That means you’ll no longer receive messages like Large Transaction Notifications, Overdraft Warnings, or Bill Payment Reminders.

TrimHow Does Trim Work?

Trim integrates securely with 15,000 financial institutions to collect credit card or bank card information. This covers about 98% of the credit/debt market.

You start by creating a profile and then link a credit or debit card account, and you can add as many accounts as you need. Trim analyzes the history of your transactions during the last 90 days to determine all your subscriptions. They then send you a list of current subscriptions and you can cancel ones that you don’t want to use anymore. Here’s a quick video on how Trim can save you money on your cable bill:

The way it works is fascinating:

  • Trim technicians and designers have been working on creating an artificial intelligence assistant that automatically arranges the financial life for you in some important ways.
  • Trim carefully contacts the company on your behalf. They do all the hard work (for free).

In general, this means that they will send an email template, or will make a phone call, or even a certified email on your behalf, to cancel things like old gym memberships that are notoriously difficult to escape.

Pro-Tip:

1581050122 301 Trim Review Is Trim Legit or a Scam 2020

Did I mention there’s no fee for this? Because there’s no fee for this! Getting started with Trim is pretty straightforward: Sign up and connect your Messenger account.

Monitor your spending pattern

One of the benefits of Trim’s transaction history analysis is that you can closely track your consumption behavior. With Trim, you keep an eye on your transactions, and you can quickly and easily understand where you spend your money.

Custom recommendations

Trim can also help you ensure that you have the best credit and savings account for your needs. Trim can offer you credit card recommendations to help you get the best rewards for your credit score.

Is the Trim Bot Free?

Trim registration is entirely free, and the program does not use or sell your data. If you use the invoice negotiation service, you pay 33% of the annual amount you can save, but you pay nothing if Trim cannot reduce your bill.

Is Trim Legit?

It has been proven by myself that Trim is legitimate. Trim’s mission to save people money by helping them identify and cancel unwanted subscriptions, discussing cheaper recurring invoices and setting a more efficient budget is a praiseworthy goal. It is particularly admirable that they offer their services for free.

Trim App Reviews

Here are some top rated reviews of the Trim bot:

  • Forbes: “At AskTrim.com, you sign up for an account. Then you enter your credit card number, and presto: The free service automatically reviews your last 90 days’ worth of charges and finds those niggling little recurring subscription fees for you.”
  • Tech Crunch: “Trim first launched seven months ago, with a focus on identifying and canceling unwanted subscriptions. The team estimates they have saved users $6 million so far.”
  • CNET: “Trim is a little more transparent with its security — it uses the same Plaid API to connect your bank account, but it also boasts the same 256-bit encryption used by leading financial technology firms. Also, if you don’t feel comfortable adding your bank accounts or credit cards, you can email the statements to [email protected] which, if you ask me, seems a bit more risky.”

Other Money Saving Apps Like Trim

If you find it difficult to save money, using money saving apps to help you automatically save can get you on the right track. By saving money regularly you get in the right habit and start building wealth. You can see the full list of money saving apps here or take a look at our favorites below:

Bank Terms
wikibuySign up Wikibuy helps you find better prices, automatically applies coupon codes at checkout and lets you know when prices drop on products you’ve viewed or purchased.
acorns logoSign up With Acorns, you can invest your spare change automatically and join almost 4,000,000 people saving and investing every day.
1581048151 550 Got 30 Minutes Here’s How to Make 20 Fast Without

Sign up

Trim delivers on it’s promise to save you money effortlessly. You can use it to cancel unwanted subcriptions and bill negotiation.
Ibotta LogoSign up Ibotta is a free app that allows you to earn cash back both in-store and online. It is well worth the little bit of time it takes to download, configure and use.
rakuten logoSign up Rakuten is a must-have. They offer cash back as high as 10% for some stores. So if you are shopping at Target and you buy something for $500, you’ll get $50 in cash back. A must have.

Trim Review Summary

Stop getting ripped off! Trim can negotiate your bill down for you. Works with Comcast, Time Warner, Charter, and any other provider.

Bottom line: It was able to save me some money. If you are at all interested in saving money, you should be using Trim.

Tip: Did I mention there’s no fee for this? Because there’s no fee for this! Getting started with Trim is pretty straightforward: Sign up and connect your Messenger account.

1581050122 301 Trim Review Is Trim Legit or a Scam 2020Sign up for Trim 

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